Travel Insurance
Travel insurance is designed to pay for certain unexpected costs that may arise when one is traveling. These can include emergency hospital/medical costs, trip cancellation insurance, lost baggage and accidental death insurance. Not all plans cover these components. For instance, trip cancellation insurance may not also include health insurance.
If an insured person incurs charges for care, services or supplies as described in the policy, the insurer will pay benefits for those charges subject to the exclusions, limitations and conditions stated in the policy.